My Simple Guide

01/06/2026

पीएफ वालों को मिलेगा 7 लाख का Free बीमा! Save & Share It ✅

ईपीएफ ईडीएलआई (EPF EDLI - Employees’ Deposit Linked Insurance) योजना EPFO द्वारा चलाई जाने वाली एक मुफ्त जीवन बीमा योजना है, जिसके तहत प्राइवेट सेक्टर के कर्मचारियों की सेवा के दौरान मृत्यु होने पर उनके नामांकित व्यक्ति (Nominee) को अधिकतम ₹7 लाख तक का बीमा लाभ मिलता है।

इस योजना की मुख्य बातें निम्नलिखित हैं:

🌟 मुख्य विशेषताएं और लाभ

मुफ्त बीमा कवर: इस बीमा पॉलिसी के लिए कर्मचारियों को अपनी जेब से कोई प्रीमियम या शुल्क नहीं देना पड़ता है।

नियोक्ता का योगदान: इसका पूरा प्रीमियम नियोक्ता (Employer) द्वारा कर्मचारी के मूल वेतन (Basic Salary + DA) का 0.5% देकर चुकाया जाता है।

न्यूनतम और अधिकतम लाभ: कर्मचारी की मृत्यु होने पर नॉमिनी को कम से कम ₹2.5 लाख और अधिकतम ₹7 लाख की एकमुश्त वित्तीय सहायता मिलती है।

ऑटोमैटिक रजिस्ट्रेशन: जो भी कर्मचारी EPF (कर्मचारी भविष्य निधि) का सदस्य बनता है, वह अपने आप इस EDLI योजना के लिए भी रजिस्टर्ड हो जाता है।

बीमा राशि की गणना

31/05/2026

How To Withdraw EPF Online? ✅ Save & Share It

Step-by-Step Guide

Verify KYC: Ensure your Aadhaar, PAN, and active bank account are properly linked and verified under the Manage > KYC section.

Access the Claim Section: Click on the Online Services drop-down menu at the top of the dashboard and select Claim (Form-31, 19, 10C & 10D).

Bank Verification: Your member details will appear. Enter the last four digits of your registered bank account number and click Verify.

Sign Undertaking: Accept the certificate of undertaking by clicking Yes, and then click Proceed for Online Claim.

Select Claim Form: From the I want to apply for drop-down, select the appropriate form:

PF Advance (Form 31): For partial withdrawals/advances while you are still employed.

Only PF Withdrawal (Form 19): To withdraw your full PF balance after leaving your job.

Only Pension Withdrawal (Form 10C): To withdraw your pension contribution (if you have served for less than 10 years).

Submit: Fill in the requested details, upload required documents (if applicable for advances), and authenticate your request using the Aadhaar-linked OTP sent to your mobile number.

Note: For final settlements (Form 19 and 10C), ensure your employer has marked your “Date of Exit” in the portal before applying

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30/05/2026

How To Check EPF Balance? Save & Share This✅

To check your EPF balance, go to the official EPFO Member Passbook Portal and log in using your UAN (Universal Account Number) and password. Enter the captcha, verify the OTP sent to your Aadhaar-registered mobile number, and select your Member ID to view your passbook balance.

Alternative Methods to Check BalanceYou can also check your EPF balance without logging into the portal using these methods:

Missed Call: Give a missed call from your registered mobile number to 9966044425.

SMS: Send an SMS formatted as EPFOHO UAN ENG to 7738299899 from your registered mobile number.

WhatsApp: Message “Hi” to the official EPFO WhatsApp number, 1800-118-005, to use the chatbot.

UMANG App: Open the UMANG mobile application, select ‘EPFO’, go to ‘View Passbook’, and log in using your UAN and the OTP received on your mobile.

If you need to register or activate your UAN, or if you are having trouble logging in, let me know which step you are at and I can provide further instructions!

30/05/2026

PF Balance Kaise Check Karen | How to Check EPF Balance | EPF Balance Check | EPF Balance

PF Balance Kaise Check Karen | How to Check EPF Balance | EPF Balan...

27/05/2026

How To Withdraw PF Online By Mobile? Save & Share It!

To withdraw your Provident Fund (PF) online via your mobile phone, log in to the official EPFO Unified Member Portal or use the UMANG mobile app, navigate to the “Online Services” tab, select “Claim (Form-31, 19, 10C)”, and authorize the request using an Aadhaar-registered mobile OTP.

Follow these steps to process your withdrawal:Prerequisites:

Ensure your Universal Account Number (UAN) is active, and your Aadhaar, PAN, and Bank Account with IFSC code are linked and verified in the KYC section.

Step 1: Open the web browser on your mobile phone and go to the EPFO Unified Member Portal. Log in using your UAN, password, and the captcha code.

Step 2: Go to the Online Services menu at the top and select Claim (Form-31, 19, 10C, & 10D) from the dropdown list.

Step 3: Enter the last four digits of your registered bank account number to verify it and click Verify.

Step 4: Accept the certificate of undertaking by clicking Yes, then click on Proceed for Online Claim.

Step 5: Under the ‘I Want To Apply For’ dropdown, select the type of withdrawal you need (Form 31 for partial/advance withdrawal, Form 19 for full final settlement, and Form 10C for pension withdrawal).

Step 6: Select the specific reason for the advance, fill in the required amount, provide your current address, and upload any necessary scanned documents.

Step 7: Submit the form and authenticate your request by entering the One Time Password (OTP) sent to your Aadhaar-linked mobile number.

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20/05/2026

https://amzn.in/d/0b2cSU26

18/05/2026

Check PF Balance In Seconds! Save & Share This!

To view a detailed breakdown of your employee share, employer share, and pension contributions, use the official portal:

Go to the EPFO Member Passbook portal.Sign in using your 12-digit UAN, password, and the security captcha.

Enter the OTP sent to your Aadhaar-linked mobile number.

Select your Member ID to view or download your passbook.

Tip: For a lightning-fast summary without opening the full passbook, use the Passbook Lite feature in the member portal.

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17/05/2026

How To Add Nominee In EPF Account? Save & Share It!

Follow these detailed steps to complete the process:

Step 1: Log In and Navigate to E-NominationVisit the EPFO Member e-Sewa Portal.Log in using your Universal Account Number (UAN), password, and the security captcha.On the top menu, click on the Manage tab, and select E-Nomination from the drop-down list.

Step 2: Fill in Profile DetailsA prompt will direct you to update your profile details (like your address and profile photo). Ensure these are updated if you haven’t already done so.Click on the Proceed button.

Step 3: Declare Family StatusUnder the Family Declaration section, the system will ask “Having Family?”Select Yes if you have a family, or No if you are unmarried / do not have surviving family members.

Step 4: Enter Nominee DetailsIf you selected Yes: Enter your family members’ details, including their Aadhaar number, name, date of birth, relationship to you, address, and a scanned photograph (under 100 KB). To add multiple nominees, click on Add Row or Add Family Details.Once entered, click on Save Family Details.Select the family member you want to nominate, enter the percentage share if it’s a single nominee), and click Save EPF Nomination.

Step 5: Complete Aadhaar e-SignAfter saving the EPF details, proceed to the Pending Nomination section on the screen and click on e-Sign.A dialogue box will appear; click Proceed.You will be redirected to the Aadhaar-based authentication page. Enter your Aadhaar number or Virtual ID and click Verify.An OTP will be sent to the mobile number linked to your Aadhaar.Enter the OTP, provide consent by checking the box, and click Submit.Once verified, your e-nomination will be successfully registered in the EPFO database. No physical paperwork is required to be sent to your employer.

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16/05/2026

How To Withdraw PF Online! Save & Share It ✅

Step-by-Step Online Withdrawal ProcessVerify Prerequisites: Ensure your UAN is activated and your KYC (Aadhaar, PAN, and Bank Account with IFSC) is fully updated and approved on the portal. Your “Date of Exit” must be updated by your employer if you have left the job.

Log In: Go to the EPFO Member e-Sewa Portal and sign in with your UAN and password.

Navigate to Claims: Click on Online Services in the top menu and select Claim (Form-31, 19, 10C & 10D) from the drop-down list.

Verify Bank Account: Enter the last 4 digits of your linked bank account number for verification and click Verify.

Proceed with Claim: Click Yes to sign the certificate of undertaking, then select Proceed for Online Claim.

Select Claim Type: Under the I want to apply for tab, choose your appropriate form:

PF Advance (Form 31): For partial withdrawal (e.g., medical, house, or education purposes) while you are still employed.

Only PF Withdrawal (Form 19): For complete PF settlement after you have left your job.

Only Pension Withdrawal (Form 10C): For withdrawing your pension fund after leaving the job.

Submit and Authorize: Provide the required details or documents based on the chosen form, check the declaration box, and click on Get Aadhaar OTP.

Finalize: Enter the OTP sent to your Aadhaar-linked mobile number to finalize the submission.

Once successfully processed, the amount is directly credited to your specified bank account, usually within 7 to 10 working days.

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11/05/2026

🎉 Facebook recognised me as a top rising creator this week!