08/05/2026
As former insurance commissioner for the largest insurance market in the United States, I know firsthand that the climate crisis is causing the home insurance crisis, which could unleash a full-blown financial crisis.
The insurance industry has sided with the fossil fuel companies driving climate disasters rather than the communities and families facing it, in the case brought by Boulder to hold oil companies accountable for their lies and deception about climate change.
Keeping insurance viable depends on communities recouping climate costs from responsible parties.
I submitted this brief to the US Supreme Court to make clear: The biggest threat to insurance and the hudnreds of millions who depend on it isn’t from climate accountability lawsuits, but from climate change itself. It’s high time insurers end their support of the fossil fuel industry and work instead to help curb the climate risk that is driving the insurance crisis across the country.