18/03/2026
🌾 Choosing the right support during dry times can make a big difference. Here’s a simple side‑by‑side guide to help you understand how the NSW Government's drought‑focused loans compare:
👉 Drought Ready and Resilient Fund Loan
Amount: Up to $500,000
Security: Property security required
Availability: One loan per financial year
Repayments: 5 or 10 year terms
Best for: Larger, long‑term investment projects that build drought preparedness and resilience
👉 Drought Relief Loan
Amount: Up to $100,000
Security: Unsecured (no property required)
Availability: One loan per eligible farm business
Repayments: 5 year term
Best for: Immediate support with a faster, simpler application, reduced documentation, and an up‑front payment of up to $25,000
Learn more about these products on our website: www.raa.nsw.gov.au/loans/drought
Primary Industries and Regional Development
Local Land Services NSW
Rural Financial Counselling Service NSW
Rural Financial Counselling Service NSW - Northern Region