David Kazansky's Pension Page

David Kazansky's Pension Page Straight-talking pension expert, advocate, and educator. Former three-term NYCTRS trustee. 5th-grade public school teacher in the Bronx.

The response to today’s workshop has been incredible, and there is a chance we may reach Zoom’s participant limit.If you...
08/06/2026

The response to today’s workshop has been incredible, and there is a chance we may reach Zoom’s participant limit.

If you try to join and the meeting is full, you can still watch the workshop live here:

youtube.com/live/ThdtGJO8g8s

Thank you, and I look forward to seeing you later today.

All the best,
David

08/05/2026

Attention Tier 4 NYCTRS members: Join me for a practical, easy-to-follow workshop that breaks down the rules that matter most: when you can retire, how your pension is calculated, what your contributions are paying for, when an early-retirement reduction may apply, and more!

Whether retirement is still years away or starting to feel close, this workshop will help you understand your plan, spot potential issues, and make better-informed decisions about your future.

https://us06web.zoom.us/meeting/register/kppAg6LeTICvAo6uO3MLwQ

08/03/2026

TRS made the mistake. Retired paraprofessionals are paying the price.

Some accident disability pensions are now being cut in half after years of overpayments. Where are the union leaders and elected TRS trustees who are supposed to be helping these retirees?

07/14/2026

UFT members will receive a 3.5% salary increase beginning September 14.

A raise can be a good opportunity to increase your TDA contribution without feeling the full impact in your paycheck, but only if it fits comfortably within your current budget.

Because TDA contribution changes can take a paycheck or two to appear, consider making any adjustments over the summer.

Learn more at my Making the Most of Your TDA workshop on Tuesday, July 21 at 7 p.m.

https://us06web.zoom.us/meeting/register/55TGING2RPm7QPqnJnWzTA

07/09/2026
Summer is a great time to get some sun and get answers about your pension.That's why I’m offering four free online pensi...
07/01/2026

Summer is a great time to get some sun and get answers about your pension.

That's why I’m offering four free online pension workshops this July and August:

July 8: The Truth About Tier 6
July 21: Making the Most of Your TDA
August 6: Understanding Tier 4
August 25: Can I Retire Yet?

These workshops are designed primarily for in-service members of the New York City Teachers’ Retirement System who have not yet retired, but everyone is welcome to attend.

All workshops begin at 7:00 p.m. and will provide clear, practical information without the jargon.

You can select any and all of the workshops using the link below or the QR code on the flyer to register, and please share it with coworkers who may find the sessions helpful.

>> https://linktr.ee/davidkaznyc

07/01/2026

Americans are living longer than ever before...but are we prepared ...

06/16/2026

Do you know what service can be purchased and added to your NYC TRS pension?

If you worked directly for a New York City or New York State public employer before becoming a TRS member, you may be able to purchase that service and add it to your pension record.

In this DYK with DK, I explain the general rules for eligible service credit purchases, how the verification process works, and what to expect when TRS sends you a cost letter.

Buying back eligible service can increase your total credited service and may have a significant impact on your retirement benefits.

06/15/2026

Do you know that not all service can be purchased for pension credit with NYC TRS?

Out-of-state teaching service, private and parochial school service, Head Start programs, daycare centers, and most charter schools cannot be added to your TRS pension record.

Before you start the buyback process, make sure the service is actually eligible.

In this DYK with DK, I break down the types of service that TRS is not allowed to credit and explain a common misconception about salary credit versus pension credit.

Address

51 S Pearl St
Albany, NY
12207

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